Plan Details



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Pro Health Select Individual
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Synopsis:
A health plan that extends coverage in times of need.

Highlight:

  • Sum Insured 3, 4, 5, 7, 10, 15, 20, 25 Lacs
  • Policy Tenure: 1/2/3 years
  • 1/2/3/4/5 Lacs in all combinations provided the Deductible is not higher than the SI opted
  • Automatic extension of policy for 2 years on diagnosis of a Critical Illness or Permanent Total Disability due to Accident
  • Lifetime renewals
Benefit:
Title Description
Room Rent Limit Covered up to Single Private Room, Hospital room up to `3000
ICU Daily Rent Limit ICU up to 7000
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage 171 procedures, Covered up to full sum insured
Additional Cover for Critical Illness Critial Illness Add-on cover
Automatic Restoration of Sum Insured Available once in a policy year for unrelated illnesses in addition to the SI opted
Pre-Existing Disease / Illness coverage covered after 48 months
Waiting Period for New Policy 30 days
Ambulance Expenses Up to 2,000 per hospitalisation event
Non-Allopathic Treatments Coverage for Ayurvedic, Yoga, Naturopathy, Unani, Siddha & Homeopathy up to Sum Insured
Donor Expenses Covered up to Sum Insured
No Claim Bonus 10% max 100% no reducing, 25% max 100% non reducing, 50% max 100% reduced by 50% in case of claim.